Mortgage in Principle Explained (Northern Ireland)

What stamp duty will a first-time buyer pay in Northern Ireland in 2026? The thresholds, the first-time buyer relief, who qualifies, and worked examples at NI prices — and why most NI first-time buyers pay nothing.

Home insurance in Northern Ireland explained — buildings vs contents, how much cover you need, flood risk, non-standard properties and what your lender requires.

How Northern Ireland’s Co-Ownership scheme works in 2026 — eligibility, the £215,000 cap, no-deposit lender routes, rent and costs, and buying out your share.