Sounds like the ideal scenario, doesn’t it – being your own boss. No one to answer to. Keeping to your own rules and regulations. Working your own hours – and hours to suit, to boot.

If that ‘Monday morning feeling’ is starting to hit you on a Friday evening, then maybe you need to start considering the idea of going self-employed. We’re certainly finding that more and more people are approaching us with queries about exactly what being self-employed entails, so it looks as if the current self-employed sector of 120,000+ is on the increase.

As with any changes in your lifestyle, of course, you need to consider the fallout.

Call us today for an immediate appointment

Challenges of self-employment

How will self-employment, for example, affect your chances of getting a mortgage? This is just one of the questions that you would have to consider.

At Crawford Mulholland, we know that many of our self-employed clients often struggle with information overload and literally can’t see the wood for the trees.

We often hear clients talk negatively about not being able to get a mortgage, for example, or not being able to remortgage once they become self-employed.

Nothing could be further from the truth.

First class
Helenor Brennan

We’ve been using Mark for a number of years now for both mortgages and insurance policies. His knowledge about both is first class and he is so professional at all times. His correspondence is speedy and he is slick at what he does.

Crawford Mulholland are great

“Mark and the team at Crawford Mulholland are great and helped us to navigate buying our first home, getting a mortgage and all of the fun with insurances and budgeting etc with ease. We initially went to see Mark as a bit of a scoping exercise in April, thinking we were maybe a year off getting on the property ladder. Three months later, we have moved into our first home and couldn’t be happier.

Mark was so helpful and obliging with his time; as first-time buyers we had A LOT of questions and it was so reassuring to know we we getting great advice. We couldn’t have been happier with the service we recieved and wouldn’t hesitate to recommend Mark and Crawford Mulholland to friends/family or anyone that’s looking for independent financial advice.”

Sinead Doyle

Helpful, professional and friendly

“I found Sam to be so helpful, professional and friendly throughout the whole process. Couldn’t recommend Crawford Mulholland highly enough.”

Louise Graham

Could not have been more helpful

“Sam could not have been more helpful in getting us the best deal for our mortgage and sorting us out with life insurance. Very quick response to emails and went out of his way to organise meetings that suited us. Would highly recommend!”

Jessica Sampson

How can we help

Thanks to our vast experience, we are 100% aware of exactly how banks operate and have access to a comprehensive range of lenders.

Some self-employed clients think, for example, that you need three years’ accounts in order to obtain a mortgage, but the simple fact is that we deal with banks and lenders for whom one year’s accounts are often sufficient.

Our knowledge of those lenders puts us in the optimal position to match the client with the bank or lender that is right for them.

We’ve also come across other clients, who thought that their ‘turnover’ was their ‘net profit’, but, fortunately, we were able to correct this perception before the client found themselves in financial difficulty!

Over the years, we have helped many of our clients to navigate the process of getting a mortgage that’s best suited to their needs.
Here’s what one of our recent clients said about our service.

‘I initially went to see Sam to get advice about my finances hoping that in the future I would be in a position to own my first home. To my delight he assured me that I was already there. Throughout the entire process Sam was only a phone call or email away and went over and above to help me. I now own my dream home with a comfortable mortgage which most importantly is suited to me. Sam was also on hand to set up my house and life insurance which is perfectly tailored to my employment and lifestyle. Thank you!!!’ Ashleigh Baird

If you’re a professional person, or are considering becoming self-employed, why not contact us today for a free initial appointment and we’ll make sure you’re fully covered on all fronts.

Call us now on 02890 665544 to set up an appointment.

Right Move

Right Mortgage

Right Advice