Every year, around one million people in the United Kingdom find themselves unable to work due to an illness or injury. Unfortunately, many people think that, if you are off ill on a long-term basis, the government will look after you, or your employer will take care of you.
For most people, this is simply not the case.
Indeed, it could be argued that the one protection policy every working adult should consider is actually the one that most people don’t have – income protection insurance.